Terms of Use
Last Updated: 19/03/2025

1. Equal Housing Lender
We are an Equal Housing Lender. We comply with all federal and state laws prohibiting discrimination in housing and lending practices. All applicants will be considered fairly and without regard to race, color, religion, national origin, sex, familial status, disability, or any other protected status.

2. Acceptance of Terms
By accessing or using the Site, you agree to be bound by these Terms, as well as our Privacy Policy. If you are using the Site on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.

3. Eligibility
You must be at least 18 years old to use the Site. By using the Site, you represent and warrant that you are of legal age to form a binding contract with us.

4. Use of the Site
You agree to use the Site only for lawful purposes and in accordance with these Terms.

You must not use the Site in any way that could damage, disable, overburden, or impair the Site or interfere with any other party's use and enjoyment of the Site.

You are prohibited from attempting to gain unauthorized access to the Site, user accounts, or computer systems or networks connected to the Site.

5. Intellectual Property Rights
All content, features, and functionality on the Site, including but not limited to text, graphics, logos, icons, images, audio clips, video clips, data compilations, and software, are the property of the Company or its licensors and are protected by applicable intellectual property laws.

You may not copy, reproduce, distribute, transmit, display, perform, publish, or create derivative works from any part of the Site without prior written consent from us.

6. Third-Party Links
The Site may contain links to third-party websites or services that are not owned or controlled by the Company. We are not responsible for the content, privacy policies, or practices of any third-party websites or services. You access such websites or services at your own risk.

7. Disclaimers
The Site and its content are provided "as is" and "as available" without any warranties of any kind, either express or implied.

We do not warrant that the Site will be uninterrupted, secure, or error-free, or that any defects will be corrected.

8. Limitation of Liability
To the fullest extent permitted by law, the Company shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from your use of or inability to use the Site, even if we have been advised of the possibility of such damages.

9. Indemnification
You agree to indemnify, defend, and hold harmless the Company and its affiliates, officers, directors, employees, agents, and licensors from and against any claims, liabilities, damages, judgments, awards, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or related to your violation of these Terms or your use of the Site.

10. Governing Law
These Terms shall be governed by and construed in accordance with the laws of CA and the United States, without regard to its conflict of law principles.

11. Changes to Terms
We reserve the right to modify or update these Terms at any time, and such modifications or updates will be effective immediately upon posting. Your continued use of the Site after any changes constitutes your acceptance of the new Terms.

12. Contact Us
If you have any questions or concerns about these Terms, please contact us at:
Email: [Your Email]
Phone: [Your Phone Number]
Address: [Your Address]