Privacy Policy
Effective Date: 19/03/2025

1. Introduction
We value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and share information when you visit our website ("Site"), apply for a mortgage, or use any of our services. This policy also outlines your rights under the California Consumer Privacy Act (CCPA) if you are a resident of California.

2. Information We Collect
We may collect the following types of information:

A. Personal Information

  • Name, email address, phone number, mailing address

  • Social Security Number

  • Employment details

  • Financial information such as income, credit history, and bank account details

  • Property details (e.g., purchase price, location)

B. Non-Personal Information

  • Browser type and version

  • IP address

  • Operating system

  • Pages you visit on our Site

  • Time and date of your visit

3. How We Use Your Information
We use your information to:

  • Process your mortgage application

  • Communicate with you about your application status or other services

  • Provide customer support

  • Improve our website and services

  • Comply with legal obligations

4. Sharing Your Information
We may share your information with:

  • Financial institutions and mortgage lenders for the purpose of processing your application

  • Service providers who help us operate our business (e.g., IT services, data analysis)

  • Legal authorities if required by law or to protect our legal rights

5. Your Rights Under the California Consumer Privacy Act (CCPA)
If you are a California resident, you have the following rights:

A. Right to Know
You have the right to request that we disclose the categories and specific pieces of personal information we have collected about you.

B. Right to Delete
You have the right to request that we delete any personal information we have collected about you, subject to certain exceptions.

C. Right to Opt-Out
You have the right to opt-out of the sale of your personal information. Note that we do not sell personal information.

D. Right to Non-Discrimination
We will not discriminate against you for exercising any of your CCPA rights.

How to Exercise Your CCPA Rights
To exercise your CCPA rights, please contact us at:

Email: [Your Email]
Phone: [Your Phone Number]
Mailing Address: [Your Address]

We may need to verify your identity before processing your request.

6. Data Security
We implement reasonable security measures to protect your personal information. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

7. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page, and the effective date will be updated. We encourage you to review this Privacy Policy periodically.

8. Contact Us
If you have any questions about this Privacy Policy, please contact us at:

Email: [Your Email]
Phone: [Your Phone Number]
Mailing Address: [Your Address]